THE ROYAL BANK OF KARMA
It is the year 2005.
The iPhone doesn’t exist. The word “app” means something you fill out for a job, and Facebook hasn’t yet escaped American universities.
It’s MSN Messenger, Myspace, and BlackBerry keyboards all the way.
Against the backdrop of early broadband and corporate bravado, twentysomething council estate boy Daniel Carter lands the job of a lifetime — an expat posting to Singapore with all the trimmings: five-star hotels, rooftop bars, tax-free bonuses, and a view that makes you forget how far you’ve fallen into moral quicksand.
Climbing the greasy corporate pole means learning fast — brown envelopes change hands, and knives find backs. Every handshake hides a threat. Every meeting’s a trap. The higher Daniel climbs, the clearer it becomes that survival in this world isn’t about competence — it’s about cunning.
When he’s finally betrayed by his friends and framed by HR, Daniel’s spectacular rise turns into an even faster fall from grace. Everything’s gone: the job, the apartment, the reputation. For most people, that would be the end. But Daniel Carter is not most people. Because while the bank thought they were shutting the door on a disposable employee, they didn’t realise they were dealing with a man who thinks twenty steps ahead in every direction, with a memory like a database — and who kept every receipt.
What follows is a razor-edged journey from the trading floors of Singapore to the glass towers of London — a war of emails, egos, and exquisite revenge. The kind of war fought not with guns, but with evidence, silence, and perfect timing.
Because when the odds are stacked against you, and you need to make withdrawals from the Royal Bank of Karma, you’d better hope you’ve been keeping the account in credit.
The Royal Bank of Karma is a darkly funny corporate revenge thriller that slices through the glossy façade of global banking to reveal the greed, betrayal, and absurdity underneath. It’s a story of ambition, manipulation, and one man’s meticulous campaign to turn his firing into everyone else’s funeral.
​